Berkshire Holding Group acquires IFA firms and asset management businesses in the UK, operates a developing Cayman Islands hedge fund, and helps established businesses raise growth and acquisition capital internationally.
We hold what we acquire permanently. There is no fund lifecycle, no exit timeline and no pressure to sell. Our model is inspired by the Berkshire Hathaway philosophy: find outstanding businesses, acquire them at fair prices, support the people running them and let them compound.
We are building the group for the long term and we are looking for co-investors and capital partners who share that orientation.
"The stock market is a device for transferring money from the impatient to the patient."
Warren E. Buffett
We acquire businesses intending to hold them indefinitely
Quality of earnings matters more than valuation multiples
Management integrity is assessed before financial analysis begins
We will not overpay. We will wait for the right opportunity.
A simple business model is almost always a good sign
What We Do Today
Three Active Programmes
Active
IFA and Asset Management Acquisitions
We acquire directly authorised IFA firms and asset management businesses in the UK. We offer principals a considered long-term home for the businesses they have built — not a consolidator transaction. We hold what we acquire permanently.
In Development
Berkshire Hedge Fund
A Cayman Islands domiciled investment vehicle for high-net-worth individuals and family offices. Multi-asset, globally diversified, targeting five to six percent total return per annum. Currently in discussions with founding LP investors. Not yet open for investment.
Active
Funding Advisory
We help established and growth-stage businesses raise the capital they need — from acquisition finance to working capital to refinancing. We use our international network of lenders, funds and equity providers. Minimum transaction size £5 million. Fees apply.
Where We Are Heading
Beyond Financial Services
Our focus today is financial services acquisition, fund management and funding advisory. As the group grows and capital deepens, we intend to extend our acquisition programme into renewable energy, maritime, healthcare and real estate — sectors where durable earnings and long-term ownership create significant value. We will move into each when the timing, the team and the opportunity are right.
Renewable Energy
Solar, wind and infrastructure with long-dated contracted revenues
Maritime
Vessel management and maritime services at the institutional level
Healthcare
Private clinics and diagnostic businesses with recurring revenues
Real Estate
Income-producing commercial and residential assets with strong covenants
Why Berkshire
A Different Kind of Owner
01
No Exit Pressure
We have no obligation to return capital within a fixed period. We hold what we acquire for as long as it continues to compound value for the group.
02
Direct Access
Every investor and every business owner deals directly with the founders. There are no account managers or intermediary layers between you and us.
03
Capital Discipline
We are selective. We will decline attractive opportunities if the price is wrong. Discipline over deployment is fundamental to long-term performance.
About Berkshire Holding Group
Two Founders. One Long-Term Vision.
Berkshire Holding Group was founded by two principals with complementary experience across international finance, UK financial services and the UHNW world. Their backgrounds span institutional investment, regulatory compliance and major asset acquisition.
Leadership
The Founding Team
UC
Umberto Costa
Co-Founder and Chief Executive Officer
Umberto brings fifteen years of direct experience working alongside ultra-high-net-worth principals and family offices in the global superyacht industry. Working at the principal level across five major family offices, he participated in asset acquisition transactions ranging from USD 250 million to USD 15 billion. This proximity to serious long-term capital gave him an institutional understanding of how wealth is built, preserved and deployed over generations. He leads capital raising, deal origination, investor relations and strategic direction at Berkshire.
Fifteen years working directly alongside UHNW principals and five major family offices
Participation in asset acquisitions from USD 250 million to USD 15 billion
Involvement in investment portfolios totalling approximately £350 million
BBA in Banking, Corporate Finance and Securities Law, University of Geneva
Capital MarketsM and AFamily OfficesUHNWFund Structures
umberto@berkshireholdinggroup.co.uk
IC
Israel Cohen
Co-Founder and Managing Director
Israel brings twenty-five years of experience across the UK financial services industry, having held senior positions at Legal and General, Aviva and Capita Group. His understanding of FCA regulation, the IFA market and financial services operations provides Berkshire with the institutional infrastructure needed to acquire, integrate and grow regulated businesses. He leads the IFA acquisition programme, regulatory compliance and the operational management of subsidiary businesses.
Twenty-five years across UK financial services at senior institutional level
Legal and General, retail investment and protection distribution
Aviva, adviser relationship management and product distribution
Capita Group, four years in financial services administration and operations
We acquire to hold indefinitely. Every business we buy is bought with the intention of never selling. This changes how we evaluate, price and manage.
02
Capital Discipline
We will not overpay. We will wait years for the right opportunity at the right price. Patience is not a weakness — it is the strategy.
03
Earnings Quality
We care about the cash a business generates, not the multiple it trades at. Recurring, predictable earnings compound silently over time.
04
Management Integrity
We back people first. A good business run by exceptional people will outperform an exceptional business run by mediocre people, consistently.
05
Simplicity
We only buy what we understand. Complexity in a business model is a warning sign, not a feature. Simple businesses compound more reliably.
06
Compounding
Time applied to quality is the most powerful force in investment. We structure everything to maximise the compounding effect over decades.
The Business
How We Are Structured
The Holding Company
Berkshire Holding Group is the parent entity. It owns the subsidiaries, raises capital and sets overall strategy. Registered in England and Wales, operating from London.
The Subsidiaries
Three subsidiaries operate within the group: Berkshire Wealth Management, Berkshire Hedge Fund and Berkshire Yacht Management. Each serves a distinct market.
Capital Partners
We invite a small number of co-investors and capital partners to invest directly in specific subsidiaries of their choosing. Minimum participation is £250,000. Direct access to both founders is guaranteed.
Our Approach
How We Acquire and How We Own.
Every decision we make is shaped by a single question: would we be comfortable owning this business for the next twenty years? If the answer is not clearly yes, we do not proceed.
The Philosophy
Built on Proven Principles
The Berkshire Hathaway model is the most successful long-term investment framework in history. Its principles are not complicated: buy good businesses at fair prices, hold them permanently, and let the management teams run them.
Most capital is managed against short-term benchmarks. Fund lifecycles create pressure to deploy capital quickly and return it within a fixed window. Permanent capital, properly applied, compounds differently.
Berkshire Holding Group is structured to apply these principles in practice. No fund lifecycle. No artificial exit. No quarterly performance pressure.
Acquisition Criteria
What We Look For
1
Consistent, predictable earnings
We look for businesses that have generated reliable cash flows over several years and where the sources of that revenue are structurally durable.
2
A genuine competitive advantage
The business must have something that protects it from competition: a strong client relationship, a regulatory position, a brand or a cost structure that competitors cannot easily replicate.
3
Management we trust
We assess the people running the business before we look at the numbers. Integrity and capability in management are prerequisites, not considerations to be traded against financial metrics.
4
A business we understand
If we cannot explain how the business makes money in straightforward terms, we will not acquire it. Complexity in a business model is usually a warning sign.
5
A sensible price
We will not overpay. A good business acquired at the wrong price is still a poor investment. We are prepared to wait for the right opportunity.
6
Regulatory clarity
We only acquire businesses where the regulatory environment is clear and manageable. We do not speculate on regulatory outcomes or acquire businesses with unresolved compliance issues.
What We Do Not Do
Acquire businesses with the intention of selling them
Load acquired businesses with debt to enhance returns
Replace management teams without clear cause
Manage to quarterly earnings targets
Acquire businesses outside our areas of understanding
Speculate on assets, currencies or commodity prices
Accept unresolved regulatory or compliance risk
Overpay because an opportunity looks attractive in other respects
Capital Partners
An Invitation to Co-Investors
We are speaking with a small number of family offices, UHNW individuals and long-term capital partners about participating alongside the founding team in building Berkshire Holding Group.
We are not raising from the public. We are looking for capital that shares our orientation: patient, long-term and comfortable with the permanence of the structure.
Minimum Participation
£250,000. There is no formal maximum. The size of participation does not affect the level of access to the founders.
What Co-Investors Receive
Equity participation in the subsidiary of their choosing, preferred returns on debt facilities where applicable, direct access to both founders and full transparency in reporting.
Contact
umberto@berkshireholdinggroup.co.uk
Group Structure
Our Subsidiaries
Berkshire Holding Group operates through three subsidiaries, each focused on a distinct market. The group is structured for permanence. Subsidiaries are acquired, developed and held indefinitely.
01
Berkshire Wealth Management Ltd
IFA Acquisition Vehicle
Berkshire Wealth Management is the group's primary acquisition vehicle for UK directly authorised IFA firms. We identify high-quality practices with established client bases, clean compliance records and principals who are thinking carefully about the long-term future of their businesses. We offer those principals a genuine alternative to consolidators: a buyer who acquires for the long term, does not force rebrand or platform migration, and treats client relationships with the care they deserve. FCA regulatory approval is in progress.
IFA AcquisitionsHNW Client BaseRecurring RevenueUK DomicileFCA Approval Pending
ActiveFCA Pending
02
Berkshire Hedge Fund
Offshore Investment Fund
The Berkshire Hedge Fund is a Cayman Islands domiciled investment vehicle in advanced development. It is designed to provide institutional-grade portfolio management to high-net-worth individuals and family offices who want a serious, long-term investment partner. The fund will employ a globally diversified, multi-asset strategy targeting a total return of five to six percent per annum. We are currently in discussions with founding LP investors and working through the legal and structural requirements for launch. The fund is not yet open for investment.
Cayman IslandsMulti-Asset StrategyHNW and Family OfficeIn StructuringNot Yet Open
In Development
03
Berkshire Yacht Management
Maritime Services
Berkshire Yacht Management will provide professional yacht management, crewing and maritime advisory services to UHNW vessel owners. Our founders bring fifteen years of direct experience in the global superyacht industry, having worked alongside five major family offices on asset transactions ranging from USD 250 million to USD 15 billion. This background allows us to offer vessel owners an approach to management that understands both the operational complexity of large vessels and the expectations of the principals who own them. The subsidiary is currently being established.
We are building a permanent capital group and we are inviting a select number of long-term co-investors and capital partners to participate. This page sets out how we are structured, what we offer and how to begin a conversation.
Permanent
Capital Structure
£250k
Minimum Participation
Direct
Founder Access
The Opportunity
Why Invest with Berkshire
Berkshire Holding Group offers investors something uncommon in modern finance: genuine long-term ownership of a growing portfolio of exceptional businesses, with no artificial exit timeline and no fund lifecycle pressure.
The group is structured as a permanent capital vehicle. Capital invested in the group participates in the compounding of businesses acquired and held indefinitely, rather than being returned at a fixed date regardless of the optimal timing.
We are at an early stage, which means founding investors participate at lower valuations and benefit from the full value creation of the group as it grows. Every investor at this stage deals directly with both founders.
Equity participation in the specific subsidiary of your choosing
Preferred returns on structured debt facilities where applicable
Direct access to both founders at all times
Full transparency in reporting across all group businesses
Participation in a permanent capital structure with no forced exit
Early-stage entry at founding investor terms for qualified participants
Investment Offering
How to Participate
Subsidiary Equity
Direct equity participation in the subsidiary of your choosing: Berkshire Wealth Management, Berkshire Hedge Fund, or Berkshire Yacht Management. Co-investors participate in the profits and value creation of their chosen business. Minimum £250,000.
Preferred Returns
Structured participation with a preferred return profile on capital deployed into a subsidiary. Suitable for investors seeking a defined income return alongside equity upside. Terms are agreed on a case-by-case basis and vary by subsidiary.
Debt Facility
Structured debt participation at agreed coupon rates, secured against group assets or subsidiary revenues. Suitable for investors seeking fixed income returns with defined tenure and senior security.
Co-Investment
Participation alongside the group in specific acquisition transactions. Co-investors participate in the economics of individual deals rather than the group as a whole. Available to qualifying partners on a deal-by-deal basis.
Begin a Conversation
Investor Enquiries
All investor conversations begin with a direct call or meeting with one of the founders. We do not use intermediaries, investor relations consultants or placement agents. If you reach out, you speak with us.
We treat all enquiries with complete confidentiality. We are selective about who we work with, and we expect prospective investors to be equally selective about us.
Umberto Costa, CEO
umberto@berkshireholdinggroup.co.uk
Israel Cohen, Managing Director
israel@berkshireholdinggroup.co.uk
Who We Are Looking For
Family offices and UHNW individuals with a genuine long-term investment orientation. Capital partners who understand that permanent structures compound differently to time-limited funds. Institutional investors looking for direct principal access.
Minimum Participation
£250,000 across all investment structures. The size of participation does not affect the level of access to the founders or the quality of reporting.
Jurisdiction
Berkshire Holding Group is registered in England and Wales. The Berkshire Hedge Fund is domiciled in the Cayman Islands. Specific regulatory considerations apply depending on investor domicile.
Careers
Join the Team.
We are building a serious long-term business and we are looking for people who want to build it with us. We value judgement, integrity and the ability to think independently over credentials alone.
Working at Berkshire
What We Offer
Berkshire Holding Group is at an early and consequential stage in its development. The people who join now will have a direct impact on the shape and direction of the business. This is not a position in a large institution where your contribution is one of thousands. Everything you do will matter.
We work seriously and we expect serious people. In return, we offer direct access to the founders, genuine responsibility from day one, exposure to complex and interesting transactions across multiple sectors and the opportunity to participate financially in what we are building.
Our Standards
What We Look For
Intellectual honesty above all else. We need people who tell us what they actually think.
High standards for the quality of your own work, without needing to be told
The ability to hold complexity in mind and still make a clear decision
Genuine curiosity about businesses, capital and how the world works
Discretion. We work with sensitive information and we trust our team completely.
Open Positions
Current Opportunities
Investment Analyst
LondonFull TimeFinancial Services
Open
IFA Acquisition Associate
LondonFull TimeBerkshire Wealth Management
Open
Fund Operations Manager
London / Cayman IslandsFull TimeBerkshire Hedge Fund
Open
Maritime Operations Director
LondonFull TimeBerkshire Yacht Management
Open
Executive Assistant to the Founders
LondonFull TimeGroup
Open
Speculative Applications
If you do not see a role that fits but believe you have something to offer, we welcome speculative applications.
Our Culture
How We Work
01
Small Team, High Trust
We are a small team and we extend significant trust to everyone in it. We do not micromanage. We hire adults and treat them as such.
02
Long-Term Thinking
We are building for the long term and we want our team to share that orientation. Short-term thinking in any direction is not a cultural fit.
03
Honest Feedback
We tell each other the truth. Uncomfortable conversations are had directly and early. We do not allow problems to sit unaddressed.
04
Financial Participation
We believe the people building the business should participate in its success. We structure compensation to reflect genuine contribution over time.
To apply for any position, please send your CV and a covering note explaining why you are interested in Berkshire specifically. Generic applications are not considered.
Get in Touch
Request a Meeting
We speak directly with principals. There are no intermediaries, no call centres and no automated responses. If you reach out, you will hear back from one of us personally within one business day.
71-75 Shelton Street Covent Garden London WC2H 9JQ
Company Number
17156117, registered in England and Wales
We welcome enquiries from
IFA principals considering succession
Family offices and co-investors
Institutional capital partners
Business owners considering a sale
Career applicants
Professional introducers
Send an Enquiry
All enquiries are treated with complete confidentiality. We do not share your information with any third party.
Funding Advisory
Raising Capital for Serious Businesses.
We help established and growth-stage businesses access the capital they need — from acquisition finance to working capital to refinancing. We work with an international network of lenders, credit funds and equity providers and we match the right capital to the right opportunity. We charge fees for our work because we give every mandate our full attention.
What We Do
The Service
We work with business owners and management teams who need to raise capital and do not have the right relationships to do it efficiently on their own. Through our network of international lenders, credit funds and equity providers, we identify the right capital source for each situation and manage the introduction and process through to completion.
We do not work on a no-win-no-fee basis. Every mandate we take on receives a significant investment of our time — researching the right lenders, preparing the right materials, making the right introductions. That work has value regardless of outcome and we charge accordingly.
Equity participation may be discussed on a case-by-case basis depending on the lender or investor involved. It is not guaranteed and is determined by the capital provider, not by us.
What We Can Help With
Funding Purposes
Acquisition Finance
Raising debt or equity capital to fund the acquisition of a business, a portfolio of assets or a competitor. Structured across senior debt, mezzanine and equity depending on the transaction.
Working Capital
Short to medium term capital to support operational growth, fund a contract or manage a gap between receivables and payables. We access revolving credit facilities, invoice finance and trade finance structures.
Refinancing
Replacing existing debt with more favourable terms, extending tenure, reducing cost of capital or restructuring the balance sheet ahead of a transaction or growth phase.
Growth Capital
Equity or quasi-equity capital to fund expansion into new markets, new products or new geographies. We work with growth equity funds and family offices who take minority positions in profitable businesses.
Before You Enquire
Eligibility Criteria
We are selective about the mandates we take on. Please review the following criteria carefully before making an enquiry. If your situation does not meet these requirements, we are not the right partner for you at this stage.
Minimum Transaction Size
£5 Million
We work on transactions of a minimum £5 million, €5 million or $5 million equivalent. Smaller mandates are outside the scope of our advisory service.
Trading Profitability
Required
Your business must be trading profitably. We do not work with loss-making businesses seeking turnaround capital. Both established businesses and profitable early-stage companies are considered.
Security or Collateral
10 to 20%
You must be able to provide assets or securities equivalent to between 10% and 20% of the amount sought. This may include property, equipment, receivables, share pledges or other tangible assets.
Geography
International
We work with businesses internationally. We do not work with businesses domiciled in or primarily operating from Africa or any country subject to international sanctions.
Equity
Possible
Equity participation may be available depending on the capital provider. It is not guaranteed and is at the sole discretion of the lender or investor. It is discussed during the process, not assumed.
Our Fees
Applicable
Fees apply to every mandate. We invest significant time researching the right capital sources, preparing materials and managing introductions. Our fee structure is discussed and agreed before any work begins.
How It Works
The Process
01
Initial Enquiry
You submit an enquiry via the contact form, confirming your situation meets our eligibility criteria. We review all enquiries within two business days.
02
Introductory Call
If your situation is a potential fit, we arrange a direct call with one of the founders to understand the opportunity in detail and assess how we can help.
03
Mandate and Fees
If we agree to proceed, we issue a formal mandate letter setting out the scope of work, timeline and fee structure. Work begins on signature and fee confirmation.
04
Capital Introduction
We identify the right capital sources from our network, prepare the introduction materials, manage the process and support you through to completion of the funding.
Ready to Enquire?
If your situation meets the eligibility criteria above, we welcome your enquiry. Please use the contact form and select Funding Advisory as the nature of your enquiry. Include a brief description of your business, the amount you are seeking and the purpose of the funding.